With credit cards looking so pretty like that, it’s kinda easy to entice the customers to get one and spend their hard-earned money with it. With lower APR (of 9.9%), you’ll tend to spend more, and that would be great news for the bank.

Which is great to the country as well, as with people spending, the government gets to tax more from the merchant. And when that happens, government has more money to spend on its people, and that benefits you as well in the end. That’s called the power of spending. I’m not saying that you should go ahead and spend every single money you had - just spend it wisely. Buy only what you need, and use your card only when you are certain you’ll be able to clear it within the same month. Follow that, and you’ll be safe

That said - where’s my credit card? I need to go and have Chicago face lift done.

*this is a sponsored post*

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